Consolidating subsidized and unsubsidized student loans

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If you move after graduation, tell your loan servicer your new address to ensure that you receive bills and can stay on top of your payments.Consider changing your loan due date to make budgeting easier.You just graduated college, so congratulations are in order and so is a big warm welcome to adult life. Some are based on a percentage of discretionary income, run for 20-25 years and may include loan forgiveness if all payments are made on time. That diploma wasn’t free and if you’re like 73% of the other 2017 graduates, you have student loan debt and need to figure out how it back. There are several student loan repayment plans to choose from.

Regardless of which plan you choose, make sure you know who your loan-holder is, where to send payments and how much to pay.You may also have questions about discharging your loans or the consequences of missed payments.Get answers to your concerns you fall behind, and join the 4.2 million borrowers who were in default at the end of 2016.Once bills are due, you’ll be responsible for sending your monthly payments to the companies that hold your loans.If you don’t know where to send a payment, check with your school’s financial aid office.

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